ToolsGET/mortgage

Realtor /mortgage API

Integrate Realtor /mortgage data into your application without friction using the /mortgage endpoint from RealtyAPI. Our platform handles the entire data collection pipeline end to end — from navigating anti-bot protections and managing distributed request infrastructure to normalizing inconsistent data formats into clean JSON. That means you can focus your engineering time on building features your users care about instead of maintaining fragile scraping scripts that break every time the source site updates its layout. The endpoint works with any language or framework that can make HTTP requests, and our interactive playground lets you test queries before writing a single line of code.

What You Can Do With the /mortgage Endpoint

Here's what this endpoint provides and how you can use the data it returns.

Endpoint Parameters

Parameter	Type	Required	Description
`price`	NUMBER	Required	Home price in dollars (integer or float — coerced to int). Examples: `525000`, `1200000`, `350000`.
`downPayment`	NUMBER	Optional	Down payment in dollars (integer). - Default: 20% of `price` (e.g. `105000` for a `525000` home).
`rate`	NUMBER	Optional	Annual interest rate as a decimal (NOT a percentage). - Default: `0.065` (= 6.5%) - Examples: `0.065`, `0.07`, `0.0575`.
`term`	NUMBER	Optional	Loan term in years. - Default: `30` - Common values: `15`, `20`, `30`.
`propertyTaxRate`	NUMBER	Optional	Annual property tax rate as a decimal of home value (NOT a percentage). - Default: `0.013` (= 1.3%, US national average) - Texas typical: `0.018`–`0.022`; California typical: `0.0073`.
`hoaFees`	NUMBER	Optional	Monthly HOA fees in dollars. - Default: `0` - Examples: `150`, `400`, `750`.
`homeInsurance`	NUMBER	Optional	Monthly home insurance cost in dollars. - Default: `130` (US national average ≈ $1,560/yr).
`applyVeteransBenefits`	BOOLEAN	Optional	Apply VA-loan benefits (no PMI, VA funding fee model). - Default: `false` - Set `true` for an active-duty / veteran scenario.

Required Parameters

This endpoint requires price to fetch data. Pass these as query parameters in your request.

JSON Response

Receive structured JSON containing /mortgage data from Realtor. Parse it directly into your application models.

Real-Time Results

Every request fetches live Realtor data. No stale caches — you always get the most current information available.

Error Handling

Clear HTTP status codes and error messages help you handle edge cases gracefully. See our documentation for the full error reference.

Quick Start Example

Make your first request to the /mortgage endpoint in seconds.

Python

import requests

url = "https://realtor.realtyapi.io/mortgage"

headers = {
    "x-realtyapi-key": "YOUR_API_KEY"
}

params = {
    "price": "525000"
}

response = requests.get(url, headers=headers, params=params)
data = response.json()
print(data)

Why Choose RealtyAPI's /mortgage Endpoint

Built for developers who need reliable real estate data without the infrastructure overhead.

Real-Time Data Access

Get the most current /mortgage data from Realtor without dealing with rate limits or IP blocks.

Simple Integration

Clear documentation and straightforward REST design make it easy to integrate this endpoint into any tech stack.

High Reliability

Our infrastructure ensures high uptime and consistent performance for your production applications.

Comprehensive Data

Access detailed /mortgage data through this carefully designed endpoint.

/mortgage Endpoint Use Cases

Real-world applications that leverage the /mortgage endpoint for Realtor data.

Data Analysis

Analyze /mortgage data from Realtor to gain insights and make data-driven decisions about real estate markets.

Market Monitoring

Monitor Realtor /mortgage data to track changes, pricing trends, and market movements in real time.

Application Integration

Integrate /mortgage data from Realtor into your web applications, mobile apps, or internal tools.

Workflow Automation

Automate data collection and processing workflows using Realtor /mortgage data to improve team efficiency.

Reporting & Analytics

Generate reports and dashboards using Realtor /mortgage data for stakeholders, investors, or clients.

Custom Solutions

Build custom real estate solutions that leverage Realtor /mortgage data for your specific business needs.

Frequently Asked Questions

Common questions about the /mortgage endpoint.

Is the /mortgage endpoint official?

No, RealtyAPI provides an unofficial /mortgage endpoint that lets you access Realtor data through our platform. We handle the complexities of data collection so you can focus on building your application.

How current is the data?

We provide real-time /mortgage data from Realtor. When you make a request, we fetch the latest information available.

Can I use this endpoint in production?

Absolutely. Many businesses rely on RealtyAPI's endpoints for their production applications. Our infrastructure is designed for reliability and performance.

What happens if I exceed my API limit?

On paid plans, you can enable overage billing so your application keeps working. Free plan users can upgrade at any time to increase their quota.

Is there rate limiting?

Rate limits vary by plan. Free tier allows up to 10 requests per second. Paid plans offer higher limits suitable for production workloads.

What programming languages are supported?

RealtyAPI is a standard REST API, so it works with any language that can make HTTP requests: Python, JavaScript, Go, PHP, Ruby, Java, C#, and more.

Other Realtor Endpoints

GET/details/byaddress GET/details/byid GET/details/byurl GET/autocomplete GET/search/bylocation GET/search/byzip GET/search/bycoordinates GET/search/bypolygon GET/search/byurl GET/agent GET/mapLayer

Ready to Integrate the /mortgage Endpoint?

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Common Terms for /mortgage Endpoint Access

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