Free Real Estate
Tools & Calculators
Powerful, free calculators to help you make smarter real estate decisions. No sign-up required.
Mortgage Calculator
Calculate your monthly mortgage payment with principal, interest, taxes, insurance, and PMI.
Rent Affordability Calculator
Find out how much rent you can afford based on your income, debts, savings, and expenses.
Amortization Calculator
Generate a full amortization schedule and see how extra payments save you time and money.
Mortgage Payoff Calculator
See how extra payments, biweekly payments, or lump sums can pay off your mortgage faster and save on interest.
Home Equity Loan Calculator
Calculate monthly payments, APR with closing costs, and find out how much you can borrow against your home equity.
Affordability Calculator
Find out how much house you can afford based on your income, debts, and down payment.
Refinance Calculator
Compare your current mortgage with a new one to see if refinancing makes sense.
Closing Cost Calculator
Estimate all the fees and expenses you'll pay when buying a home, with editable line items.
FHA Loan Calculator
Estimate FHA mortgage payments with upfront and annual MIP based on 2026 FHA rates.
APR Calculator
Find the real annual percentage rate of any loan — including fees, not just interest.
DTI Calculator
Calculate your debt-to-income ratio to understand your borrowing power.
Rent vs Buy
Compare the costs of renting versus buying to make the best financial decision.
VA Loan Calculator
Estimate VA mortgage payments with auto-calculated funding fee and disability exemption.
Commission Calculator
See how agent commissions affect your sale proceeds with customizable listing and buyer agent rates.
Rental Property Calculator
Analyze cash flow, cap rate, cash-on-cash return, and NOI for any investment property.
ARV Calculator
Estimate after repair value, build an itemized rehab budget, and evaluate fix-and-flip deal profitability with the 70% rule.
Property Tax Calculator
Estimate your annual and monthly property tax with assessment ratio, exemptions, and state comparison.
Down Payment Calculator
Figure out how much you need to save for a down payment on your next home.
Loan Comparison Calculator
Compare two or three mortgage loans side by side — rates, payments, total cost, and break-even analysis.
Simple Loan Calculator
Calculate monthly payments, total interest, and amortization for any fixed-rate loan — personal, auto, student, or debt consolidation.
Compound Interest Calculator
See how your savings grow over time with compound interest, regular contributions, and adjustable tax and inflation rates.
Savings Goal Calculator
Find out how much to save each month to reach your target — or how long it will take at your current savings rate.
Cash-Out Refinance Calculator
See how much equity you can access, compare old vs. new payments, and find the breakeven point for a cash-out refi.
Home Insurance Calculator
Estimate your annual homeowners insurance premium by state, deductible, home age, construction type, and available discounts.
Net Worth Calculator
Add up your assets and liabilities to see your total net worth. Compare against U.S. benchmarks by age group.
Investment Calculator
Project your portfolio growth with monthly contributions, expected returns, expense ratios, and scenario comparison.
Cost of Living Calculator
Compare the cost of living between 40+ U.S. cities and find the equivalent salary you need when relocating.
Debt Payoff Calculator
Compare snowball vs. avalanche strategies and see how extra payments accelerate your debt-free date.